If your utility bills are more than you can manage right now, you are not out of options. Federal programs, state agencies, and your own utility provider may all have assistance available that you have never been told about. A shutoff notice does not have to mean losing service. Find out what is available in your area and apply before the deadline passes.
Utility and electricity expenses
If your electric bill is taking up too much of your monthly budget, assistance programs can reduce what you owe or cover the balance entirely. Find out which programs apply to your household and how to access them quickly.
Finding immediate bill assistance
When bills are overdue and a shutoff notice has arrived, you need help fast. This guide shows you the fastest path to emergency bill assistance in your area so you can keep your services on while you work through the process.
Government phone programs
If you cannot afford a phone plan, the FCC Lifeline program may give you free or deeply discounted service right now. A working phone is not a luxury when you are applying for jobs or managing benefits. Find out if you qualify today.
LIHEAP
LIHEAP is a federal program that pays heating and cooling costs directly for low-income households. If you are choosing between keeping the heat on and paying for food, this program exists for exactly that situation. Apply before funding runs out in your state.
TANF for stable shelter
TANF provides direct cash assistance to low-income families with children that can be used for rent, utilities, and other essential costs. If your household is behind on housing expenses, TANF may provide the immediate relief you need to stay housed.
What local power companies offer
Your utility provider may already have a low-income rate program, a payment plan, or a hardship fund you have never been told about. One phone call to your provider’s billing department could lower your monthly bill starting on your next statement.